The value of investments can fall as well as rise and you could get back less than you invest. If you’re not sure about investing, seek independent advice.
Tax rules can change in future. Their effects on you will depend on your individual circumstances.
Charged-off Consumer Debt Investment
Alternative
investment
Sustainable
performance
Predictable
returns
Proven
strategy
Market neutral
growth
Synopsis
Investment Summary
Charged-off receivables, bought at a discount from banks and credit providers, are sent to collection and sold to debt buyer law firms. Investment growth comes from interest on loans to a reputable debt management company led by a CEO with a 33-year industry history. The investment is non-directional, market-neutral, offers a market beating return, and follows a proven strategy with a strong track record.
Capital returned and in profit by month 9
Debt Acquisition
Investment Strategy
Charged-Off Debt Acquisition
Investment strategy primarily involves the purchase and processing of charged-off consumer receivables on behalf of Birchwood Stanhope’s debt investors.
Annual Loan
Liquidity
Funds are generated through an annual loan extended to Birchwood Stanhope’s underlying debt management company, providing liquidity for each acquisition and sale cycle.
Cycle Completion and Repayment
Officially, each cycle takes 12 months to complete, aligning with loan repayment. However, the strategy offers flexibility, allowing for quarterly investor payments by completing multiple cycles within three months.
Quality Portfolio Selection
The investment focuses on acquiring quality portfolios of charged-off consumer receivables directly from major banks and consumer credit providers across the US, with a thorough analysis process and proprietary selection methodology to assess quality and estimate recovery value.
Strong Downstream Demand
A network of carefully vetted specialist downstream law firms takes on the credit risk of the purchased debt, ensuring a strong demand for the assets.
Ethical and Unique Proposition
Ethical collection practices are enforced to protect consumers and maintain banks’ reputation and brand. Direct relationships with credit providers, a network of specialist buyers, and a proprietary quality assessment methodology make this investment strategy unique.
Why Invest?
Diversify with uncorrelated returns and shield against market volatility.
Debt Management Company
Our Trusted Consumer Debt Partner
- Leader in consumer debt acquisitions, recovery and resale
- Recognised as a responsible and legally compliant debt buyer
- 33 years of consumer debt trading experience
- Member of the RMA and the ACA, two of the leading associations driving industry laws, ethics and compliance
- Compliant with all federal, state and local regulations
- Purchase directly from originators on behalf of Birchwood Stanhope investors
- Network of downstream buyers and debt recovery attorneys
- Careful vetting of downstream buyers
- Proprietary debt assessment and selection methodology
- All debt portfolios purchased are insured for fraud and corruption
Methodology
Debt Portfolio Assessment Process
- Quantitative and qualitative analysis, including Estimated Recovery Value (ERV) determination.
- Relationships with credit providers and direct tier one debt sellers.
Scoring for Quality Evaluation
- Utilisation of scoring-based valuation benchmarks.
- Ranking debtor accounts by collectability and ERV.
- Proprietary scoring approach for accurate quality assessment.
Analytical Bid Development
- Backend recovery score approach based on various debtor attributes.
- Analytically driven bid range development.
- Consideration of market conditions for appropriate bid price determination.
Comprehensive Due Diligence Process
- Purchase agreement negotiation with buyback provisions.
- Security provided upon execution of the purchase agreement.
- Prudent portfolio purchasing decisions with margins to account for limitations.
Find out more.
Not sure which one applies? Click here:
Consumer Credit Partners & Debt Buyer Network
Strategic Partnerships Drive Debt Portfolio Success
In the world of debt management, the value of trusted relationships cannot be overstated. The debt management company’s strong affiliations with banks, consumer credit providers, and a vast network of recovery agencies and debt buyers are exceptional assets.
These connections are a testament to the CEO’s 33-year industry expertise in forging robust relationships. Credit providers, deeply concerned about protecting their brand, reputation, and adhering to industry regulations, are cautious when selling charged-off receivables. Only buyers with proven track records and trusted relationships can purchase directly from these issuers.
The company’s reputation as a reliable and compliant purchaser of delinquent consumer debt portfolios has not only solidified their status as a preferred buyer but also ensures swift and mutually beneficial contract terms.
Forward flow contracts with major credit originators guarantee a consistent flow of high-quality debt portfolio opportunities. These contracts provide operational predictability and consistency, benefiting both buyers and sellers. As debt portfolios are meticulously priced, they are then carefully matched with downstream buyers, who, in turn, take on the credit risk and employ ethical strategies to reduce debt and convert non-performing accounts into performing assets.
With a wide network of debt buyer law firms, the company ensures a seamless transition of debtor accounts, maintaining performance while servicing an expanding volume of accounts.
Disclaimer: We strongly recommend that you seek appropriate professional advice before entering into any contract. Values detailed in any report are not guaranteed and are subject to change. Projections in any presentation are approximate and based on the criteria specified which may or may not turn out to be accurate. The value of any investments can go down as well as up and you might not get back what you put in. You may have difficulty selling any investment at a reasonable price and in some circumstances, it might be difficult to sell at any price. Do not invest unless you have carefully thought about whether you can afford it and whether it is right for you and if necessary consult with a professional adviser in accordance with the Financial Services and Markets Act 2000. These products are not regulated by the Financial Conduct Authority or covered by the Financial Services Compensation Scheme, you will not have access to the Financial Ombudsman Service. The content of this document is offered as information only and not to be construed as advice. Birchwood Stanhope Ltda does not provide investment or financial advice, which can only be provided by a regulated financial advisor. The investment outlined in this document is restricted to certain categories of investor. For this investment, it will be necessary for the investor to be categorised prior to the release of any further information.
Birchwood Stanhope LLC
412 N Main St, #100, Buffalo,
WY. 82834. United States
English 
Portuguese