The value of assets can fall and rise, and you could get back less than the price you paid. If you’re not sure about investing, seek independent advice.
Tax rules can change in the future. Their effects on you will depend upon your individual circumstances.
CHARGED-OFF CONSUMER DEBT AS A TRADABLE COMMODITY
MONTHLY REMITS
A great monthly
Remits Generator
Based on a 35 year past track record.
Alternative
Asset Class
Sustainable
performance
High Performance
Proven
strategy
Market neutral
growth
Let's Talk Compound Interest & 30 Day Remits
Synopsis
What are charged-off receivables?
Charged-off receivables, bought at a discount from banks and credit providers, are sent to collection and sold downstream as part of a recognised strategy. Growth comes from a reputable management company with a 35-year industry history. The asset class is nondirectional and market-neutral, offers a market-beating return, and follows a proven strategy with a strong track record.
Typically capital returned and in profit within 18 months
how it works
Debt Portfolio Purchasing
Portfolio Purchasing
Each portfolio is assessed using proprietary methods. Purchasing is undertaken on behalf of Birchwood Stanhope’s clients, based largely on client budget considerations.
Annual Liquidity
Funds are generated through capital extended to Birchwood Stanhope’s underlying debt management company, providing liquidity for each acquisition and sale cycle.
Cycle and Repayment
Officially, each cycle takes 24 months to complete. However, the strategy offers flexibility, allowing frequent remit payments that you can determine.
Quality Portfolio Selection
The processes focus on quality portfolios of charged-off consumer receivables directly from major banks and consumer credit providers across the US, with a thorough analysis process and proprietary selection methodology to assess quality and estimate recovery value.
Strong Downstream Demand
A network of carefully vetted specialist downstream law firms takes on the credit risk of the purchased debt, ensuring a strong demand for the assets.
Ethical and Unique Proposition
Ethical collection practices are enforced to protect consumers and maintain banks’ reputation and brand. Direct relationships with credit providers, a network of specialist buyers, and a proprietary quality assessment methodology make this strategy unique.
Why Participate?
Diversify with uncorrelated returns and shield against market volatility.
Asset Management Company
Our Trusted Partner
- Leader in consumer debt acquisitions, recovery and resale
- Recognised as a responsible and legally compliant debt buyer
- 35 years of consumer debt trading experience
- Member of the RMA and the ACA, two of the leading associations driving industry laws, ethics and compliance
- Compliant with all federal, state and local regulations
- Purchase directly from originators on behalf of Birchwood Stanhope investors
- Network of downstream buyers and debt recovery attorneys
- Careful vetting of downstream buyers
- Proprietary debt assessment and selection methodology
- All debt portfolios purchased are insured for fraud and corruption
Methodology
Debt Portfolio Assessment Process
- Quantitative and qualitative analysis, including Estimated Recovery Value (ERV) determination.
- Relationships with credit providers and direct tier one debt sellers.
Scoring for Quality Evaluation
- Utilisation of scoring-based valuation benchmarks.
- Ranking debtor accounts by collectability and ERV.
- Proprietary scoring approach for accurate quality assessment.
Analytical Bid Development
- Backend recovery score approach based on various debtor attributes.
- Analytically driven bid range development.
- Consideration of market conditions for appropriate bid price determination.
Comprehensive Due Diligence Process
- Purchase agreement negotiation with buyback provisions.
- Security provided upon execution of the purchase agreement.
- Prudent portfolio purchasing decisions with margins to account for limitations.
Consumer Credit Partners & asset Buyer Network
Strategic Partnerships Drive Debt Portfolio Success
In debt management, the value of trusted relationships cannot be overstated. The debt management company’s strong affiliations with banks, consumer credit providers, and a vast network of recovery agencies and debt buyers are exceptional assets.
These connections are a testament to the team’s combined 80+ years of industry expertise in forging robust relationships. Credit providers, deeply concerned about protecting their brand and reputation as well as adhering to industry regulations, are cautious when selling charged-off receivables. Only buyers with proven track records and trusted relationships can purchase directly from these issuers.
The company’s reputation as a reliable and compliant purchaser of delinquent consumer debt portfolios has not only solidified their status as a preferred buyer but also ensures swift and mutually beneficial contract terms.
Forward flow contracts with major credit originators guarantee a consistent flow of high-quality debt portfolio opportunities. These contracts provide operational predictability and consistency, benefiting both buyers and sellers. As debt portfolios are meticulously priced, they are then carefully matched with downstream buyers, who, in turn, take on the credit risk and employ ethical strategies to reduce debt and convert non-performing accounts into performing assets.
With a wide network of debt buyer law firms, the company ensures a seamless transition of debtor accounts, maintaining performance while servicing an expanding volume of accounts.
Disclaimer: Neither Birchwood Stanhope LLC nor its representatives provide financial advice and are, therefore, not regulated by the Securities and Exchange Commission, the Financial Conduct Authority, or the Monetary Authority of Singapore. Any reference to an investment of any kind in any jurisdiction is obtained from third-party sources, which are deemed to be reliable and accurate at the time of print, and professional financial advice should always be sought independently. We strongly recommend that you seek appropriate professional advice before entering into any contract. Values detailed in any report are not guaranteed and are subject to change. Projections in any presentation are approximate and based on the criteria specified, which may or may not turn out to be accurate. The value of any investment can go down as well as up, and you might not get back what you put in. You may have difficulty selling any investment at a reasonable price, and in some circumstances, it might be difficult to sell at any price. Do not invest unless you have carefully thought about whether you can afford it and whether it is right for you, and if necessary, consult with a professional adviser. These products are not regulated by the Financial Conduct Authority or covered by the Financial Services Compensation Scheme, so you will not have access to the Financial Ombudsman Service. The content of this document is offered as information only and not to be construed as advice. Birchwood Stanhope LLC does not provide investment or financial advice, which can only be provided by a regulated financial advisor. The investment outlined in this document is restricted to certain categories of investors. For this investment, it will be necessary for the investor to be categorised before the release of any further information.
Birchwood Stanhope LLC
412 N Main St, #100, Buffalo,
WY. 82834. United States