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Charged-off receivables, bought at a discount from banks and credit providers, are sent to collection and sold to debt buyer law firms. Investment growth comes from interest on loans to a reputable debt management company led by a CEO with a 33-year industry history. The investment is non-directional, market-neutral, offers a market beating return, and follows a proven strategy with a strong track record.
Investment strategy primarily involves the purchase and processing of charged-off consumer receivables on behalf of Birchwood Stanhope’s debt investors.
Funds are generated through an annual loan extended to Birchwood Stanhope’s underlying debt management company, providing liquidity for each acquisition and sale cycle.
Officially, each cycle takes 12 months to complete, aligning with loan repayment. However, the strategy offers flexibility, allowing for quarterly investor payments by completing multiple cycles within three months.
The investment focuses on acquiring quality portfolios of charged-off consumer receivables directly from major banks and consumer credit providers across the US, with a thorough analysis process and proprietary selection methodology to assess quality and estimate recovery value.
A network of carefully vetted specialist downstream law firms takes on the credit risk of the purchased debt, ensuring a strong demand for the assets.
Ethical collection practices are enforced to protect consumers and maintain banks’ reputation and brand. Direct relationships with credit providers, a network of specialist buyers, and a proprietary quality assessment methodology make this investment strategy unique.
I declare that I am a self-certified sophisticated investor for the purposes of the Financial Services and Markets Act (Financial Promotion) Order 2005. I understand that this means: I can receive financial promotions that may not have been approved by a person authorised by the Financial Conduct Authority; the content of such financial promotions may not conform to rules issued by the Financial Conduct Authority; by signing this statement I may lose significant rights; I may have no right to complain to either of the following— the Financial Conduct Authority; or the Financial Ombudsman Scheme; I may have no right to seek compensation from the Financial Services Compensation Scheme. I am a self-certified sophisticated investor because at least one of the following applies— I am a member of a network or syndicate of business angels and have been so for at least the last six months prior to the date below; I have made more than one investment in an unlisted company in the two years prior to the date below; I am working, or have worked in the two years prior to the date below, in a professional capacity in the private equity sector, or in the provision of finance for small and medium enterprises; I am currently, or have been in the two years prior to the date below, a director of a company with an annual turnover of at least £l million. I accept that I can lose my property and other assets from making investment decisions based on financial promotions. I am aware that it is open to me to seek advice from someone who specialises in advising on investments..
I declare that I am a certified high net worth individual for the purposes of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005. I understand that this means: I can receive financial promotions that may not have been approved by a person authorised by the Financial Conduct Authority; the content of such financial promotions may not conform to rules issued by the Financial Conduct Authority; by signing this statement I may lose significant rights; I may have no right to complain to either of the following — the Financial Conduct Authority; or the Financial Ombudsman Scheme; I may have no right to seek compensation from the Financial Services Compensation Scheme. I am a certified high net worth individual because at least one of the following applies— I had, during the financial year immediately preceding the date below, an annual income to the value of £100,000 or more; I held, throughout the financial year immediately preceding the date below, net assets to the value of £250,000 or more. Net assets for these purposes do not include — the property which is my primary residence or any loan secured on that residence; any rights of mine under a qualifying contract of insurance within the meaning of the Financial Services and Markets Act 2000 (Regulated Activities) Order 2001; or any benefits (in the form of pensions or otherwise) which are payable on the termination of my service or on my death or retirement and to which I am (or my dependants are), or may be, entitled. I accept that I can lose my property and other assets from making investment decisions based on financial promotions. I am aware that it is open to me to seek advice from someone who specialises in advising on investments.
In the world of debt management, the value of trusted relationships cannot be overstated. The debt management company’s strong affiliations with banks, consumer credit providers, and a vast network of recovery agencies and debt buyers are exceptional assets.
These connections are a testament to the CEO’s 33-year industry expertise in forging robust relationships. Credit providers, deeply concerned about protecting their brand, reputation, and adhering to industry regulations, are cautious when selling charged-off receivables. Only buyers with proven track records and trusted relationships can purchase directly from these issuers.
The company’s reputation as a reliable and compliant purchaser of delinquent consumer debt portfolios has not only solidified their status as a preferred buyer but also ensures swift and mutually beneficial contract terms.
Forward flow contracts with major credit originators guarantee a consistent flow of high-quality debt portfolio opportunities. These contracts provide operational predictability and consistency, benefiting both buyers and sellers. As debt portfolios are meticulously priced, they are then carefully matched with downstream buyers, who, in turn, take on the credit risk and employ ethical strategies to reduce debt and convert non-performing accounts into performing assets.
With a wide network of debt buyer law firms, the company ensures a seamless transition of debtor accounts, maintaining performance while servicing an expanding volume of accounts.
Disclaimer: We strongly recommend that you seek appropriate professional advice before entering into any contract. Values detailed in any report are not guaranteed and are subject to change. Projections in any presentation are approximate and based on the criteria specified which may or may not turn out to be accurate. The value of any investments can go down as well as up and you might not get back what you put in. You may have difficulty selling any investment at a reasonable price and in some circumstances, it might be difficult to sell at any price. Do not invest unless you have carefully thought about whether you can afford it and whether it is right for you and if necessary consult with a professional adviser in accordance with the Financial Services and Markets Act 2000. These products are not regulated by the Financial Conduct Authority or covered by the Financial Services Compensation Scheme, you will not have access to the Financial Ombudsman Service. The content of this document is offered as information only and not to be construed as advice. Birchwood Stanhope Ltda does not provide investment or financial advice, which can only be provided by a regulated financial advisor. The investment outlined in this document is restricted to certain categories of investor. For this investment, it will be necessary for the investor to be categorised prior to the release of any further information.
412 N Main St, #100, Buffalo,
WY. 82834. United States